What is the consequence of failing to carry insurance in Virginia?

In Virginia, failing to carry insurance is treated as a serious issue, leading to significant legal repercussions. The correct answer highlights that not having insurance can be classified as a criminal offense, which may result in penalties ranging from fines to potential suspension of your driving privileges. This underscores the state's emphasis on the importance of having liability insurance, as it protects both the driver and others on the road in case of accidents.

The other options, such as receiving a warning ticket or facing community service, do not accurately capture the severity with which Virginia approaches the issue of uninsured drivers. Additionally, while civil penalties may be imposed for various infractions, the specific consequence of not carrying insurance is more directly classified as a criminal offense, establishing a clear legal framework intended to deter drivers from neglecting their insurance responsibilities.