What type of insurance must every vehicle on state roadways have?

Every vehicle operating on state roadways is required to have liability insurance. This type of insurance is essential because it covers damages or injuries that the insured driver may cause to other people or their property in the event of an accident. It serves to protect not only the driver but also other road users, ensuring that they can receive compensation for their losses or medical expenses. Liability insurance is foundational to vehicle insurance regulations in most states, including Virginia, to promote financial responsibility and safety on the roads. While other types of insurance like comprehensive or collision provide additional coverage options for protecting the driver’s own vehicle or expenses related to personal injuries, they are not mandatory for operating a vehicle legally on state roads.